More Credit Reports You May Not Know About
February 10, 2005 11:22 amThanks to the Fair and Accurate Credit Transactions Act, you can now get free copies of consumer reports that track your insurance claims, check-writing, and medical history.
Yes, it’s not just credit reports! Companies can track just about everything else about you!
There’s no centralized source for getting all of those reports — and
many people don’t even realize that all these reports exist. You can
contact the companies individually through their web sites to request
your free reports, presumably with the same roll-out schedule as the
free credit reports (west coast available now, phasing eastward through
the year…)
ChoiceTrust (www.choicetrust.com) tracks home and automobile insurance claims, employment history, and residential rental history.
ISO (www.iso.com) also tracks property and automobile insurance losses, through its A-Plus reports.
MIB (www.mib.com) compiles and maintains records about individual life, health, and disability insurance policies.
ChexSystems (www.consumerdebit.com) tracks checking account histories.
These
reports may be of particular interest to you before shopping for home
or car insurance, opening a checking account, applying for health or
life insurance, or renting a house or apartment.
Welcome to the world of Big Brother!
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